Under the new superannuation rules in Australia there is some confusion regarding the taxation or otherwise of investment income. Such earnings, if put into a pension account, are allocated to the full account balance, as long as the do-it-yourself fund is still in the accumulation phase and not actually paying out the pension. Once the pension takes effect, taxable and non-taxable components come into play. What may look like a split in the previous phase is in fact not really one, according to Portfolio Planning Solutions' Peter Crump.
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